UffPay was built for the families who keep two countries connected. We combine modern payments technology with deep local expertise so every transfer home is fast, safe and affordable.
UffPay Tech invests continuously in applied AI where it changes the outcome: financial crime prevention, identity verification with document capture and facial recognition, and customer service. The same engineering team that builds the wallet builds and operates these systems, with BlackEagle, our in-house compliance and risk platform, at the center.
We implement rigorous KYC and AML controls, provide continuous transaction monitoring, and use state-of-the-art encryption to secure payments on the platform.
AI is not a badge on our site. It is why some things are faster. Identity checks that used to mean a branch visit run from your phone. Monitoring is targeted, so an ordinary transfer to your family is not stopped by a blunt rule. Support answers in your language the moment you ask instead of the next business day.
Our strategy is grounded in relevant experience and relationships with local partner organizations.
BlackEagle is UffPay's own compliance and risk platform. It sits behind the app and covers four jobs end to end. We built it in-house, which means the rules, the risk scores and the evidence stay under our control rather than a vendor's.
Every UffPay account starts with a verified identity. We capture and validate your official document, run Guatemala RENAP identity workflows, and complete customer due diligence before the account can move money. Only verified users can transact, so the person on the other side of your transfer has been checked too.
Before an account is approved, and continuously afterward, BlackEagle screens against OFAC sanctions lists, politically exposed person data and adverse media. A hit is never an automatic verdict. It is escalated to our compliance team for case review, so a trained person makes the decision and records the reason.
BlackEagle scores each transaction as it happens, combining rules with anomaly detection across velocity, device, location and beneficiary risk, and returning a risk score from 1 to 100. Low risk moves through without friction. Higher risk triggers additional review, so a normal transfer to your family stays fast.
Alerts become cases, not loose notes. BlackEagle gives our compliance team full case management with role-based access control, encryption and tokenization of sensitive data, and immutable audit records of every action taken. When a regulator or a partner asks what happened and why, the answer is already on file.
Reporting and regulatory posture
UffPay reports through the required channels in Guatemala, including UAF and IVE flows, and OFAC screening runs continuously rather than only at signup. Our PCI DSS program is in process. We do not claim a certification we have not completed, and we will say so here the day it changes.
We built the wallet and the BlackEagle compliance engine in-house, then integrated the processing stack end to end: NeoNet inside Guatemala, Fiserv and Clover in the United States. Both rails were live and tested before the first customer transaction.
Our friends-and-family beta started moving real money between real families, proving the product end to end.
Independent focus groups tested the business model and the assumptions behind it with users in Guatemala and senders in the United States. The findings validated the model and shaped what we built next.
UffPay is available and in use in Guatemala. Send, receive, convert between dollars and quetzales, and move money between users, all from the app on iOS and Android.
The UffPay Visa prepaid card program is in final certification with our issuing partners. Cards are produced and ready to go out once certification completes.
Guatemala is our launch market and stays the focus alongside the United States. Nine further markets sit on a regional exploration roadmap, each subject to licensing, partners and local conditions.
Each mark below is labeled for what it actually does in the UffPay stack. We do not name the banks that hold customer funds in any country.
Five executives combining company building, finance, technology, compliance and Guatemala operations. Several have worked together since the original platform was founded in 2018.
Co-founder of the original platform in 2018. Victor brings investment advisory and prior investment banking experience to group strategy, capital formation and partner negotiation, and leads the Guatemala launch plan and investor relations.
Victor on XCo-founder of the original platform in 2018 and Chief Financial Officer since 2023. Luis brings investment advisory and prior investment banking experience to the group's financial planning and reporting.
Co-founder of UffPay Tech Inc. and technology leader since 2020. David brings professional software development experience, including time at Amazon, and shapes the platform architecture behind the wallet, the rails and BlackEagle.
Compliance lead since 2023. Alexandra owns the KYC, AML, sanctions and regulatory reporting program, with prior accounting and sales support leadership experience across South Florida.
Susana leads Guatemala operations, data, quality control and risk management. She joined from a career in card payment processing and holds an MBA from Universidad Francisco Marroquín.