Send money home
Instant to another UffPay user.
Seamless cross-border transfers from the US, competitive rates, and the peace of mind that keeps your family connected, no matter the distance.
Why families choose UffPay
Fast, safe and affordable transfers
Save on fees
3.5% plus $0.50 per transfer.
Sending $200 costs $7.50. Skip the high fees and keep more of every dollar you send home.
Transfer from anywhere
Send money instantly from your phone.
Skip the counters and the delays: transfer anytime, from anywhere.
Split costs with friends
Pay your share fast and hassle-free.
Bill-splitting made easy: dinner, a weekend getaway, or a shared subscription.
Manage your money
Always have cash where you need it.
Instantly move funds between your accounts, whether you're saving up or covering daily expenses.
Pay with your UffPay card
Tap to pay wherever Visa is accepted.
The UffPay Visa prepaid card is in final certification and cards are already produced. As soon as they ship, you pay at checkout, in stores or online, in a single click.
Our mission
Technology and financial inclusion for the whole region
UffPay exists to bring technology and financial inclusion to the region: a better service, accessible to every community and every person in an easy way, lowering the barriers that exist today with solutions that exist today.
Access for every community
Financial services within reach of all communities and people, simple to use and open to everyone.
A better service
Technology that removes the existing barriers: easy onboarding, clear pricing and money that moves in a click.
Lower transaction costs
Reduce the processing cost of transactions, locally and internationally, in every country we enter.
Get started in minutes
How UffPay works
Three simple steps stand between you and your first transfer home.
Create your account
Download UffPay and verify your identity with your DPI or passport. It takes just a few minutes.
Add your funds
Link your payment method securely and load your balance whenever you need it.
Send in a click
Choose the amount and confirm. Transfers between UffPay users land instantly; transfers to a bank account in Guatemala typically arrive in about 24 hours. Track every step in the app.
The UffPay network
One tap, two countries
Every transfer travels licensed, regulated rails from the United States to Guatemala, monitored end to end.
Transfer fee3.5% + $0.50
Typically arrivesSeconds
Card networksVisa · Mastercard
CustodyFDIC-insured (US) · Regulated institutions (GT)
total UffPay fee on a $200 transfer. The published average cost of this route is 4.18%.
World Bank Remittance Prices Worldwide, Q3 2025
Track every transfer step by step, right in the app.
Budget-Friendly Rates for Anyone
3.5% transfer fee
Send money to friends and family at home below the published average cost of sending from the United States to Guatemala. For 3.5% plus $0.50 per transaction, you can send from your phone and have it arrive in about 24 hours.
Intuitive app for all levels of users
UffPay's app is designed to be effortlessly simple. Whether you're new to transfers or managing more complex finances, moving money is a breeze.
Why UffPay?
Security Features
BlackEagle, our in-house compliance engine, scores every transaction in real time across velocity, device, location and beneficiary risk. Rigorous KYC and AML controls, continuous screening and modern encryption keep your activity secure.
Financial Partnerships
UffPay runs on established card networks, backed by a seven-year growth agreement with Visa covering ten approved markets and subject to launch conditions, and NeoNet GT processes payments securely inside Guatemala.
24/7 bilingual AI customer service
Our AI support assistant answers first, 24 hours a day, in English and Spanish, on the website and in the app. It covers account and app access, payments and transfers, cards, fees and limits, and security concerns. Ask for a person and your case is handed to the right team.
A price you can check
Say goodbye to high fees for sending money. Our price is 3.5% plus $0.50 per transfer, published up front, so you keep more of your money for what matters: helping your loved ones.
User-friendly App
Move and manage your money from anywhere with our user-friendly mobile app, designed for ease and convenience.
Fast Transfers
Send money in just a few taps and have it arrive in about 24 hours: no long waits and no surprises, just money where it needs to be.